Life Insurance You Can Rely On
Life Insurance is one of the most important ways to help protect the ones you love. We offer many life insurance products designed to insure your family’s well being. Life insurance works by providing your family with a tax free financial benefit to your beneficiaries.
We provide life insurance with death benefits or living benefits for both individuals and groups. There are many different types of life insurance available. Our advisors are knowledgeable and can help you in your decision of figuring out what the best policy is for you.
Whatever your need Alberta Best Insurance can help. Contact us for your Life Insurance Quote.
What Life Insurance Can Do:
- Cover expenses such as funeral costs
- Pay off loans and debts
- Protect a small business
- Provide an income for your family to cover costs such as child care, post secondary education and mortgage payments
- Maintain your family’s lifestyle
This type of insurance is designed to replace a portion of your income in the event that you become disabled and are no longer able to make an income. This can range from mental illness to an injury to a serious illness. Contact us today to receive a competitive quote.
At Alberta Best Insurance we understand that your company is unique and that is the reason why you will have a designated broker to help you design a policy that is right for your company. Regardless of your company size or benefit goals, our experienced brokers will help you find the proper coverage for all of your insurance needs.
Over time these policies gain cash value and can be accessed over your lifetime. These policies have two components to them: a savings portion and an insurance portion.
A life insurance policy that you make payments for each term and you are protected for the duration of that term. Making life insurance simple and affordable. The cost of your policy is guaranteed for the entire term and during this time period your beneficiaries will receive a tax free cash payment.
Protection Plus:
- Excellent Personal Service
- Professional Assistance
- Insurance Audits & Analysis
- Insurance Investment Plans
- Flexible Payment Options
- Objective Advice
Benefits of term life insurance:
- Goes to the surviving beneficiary and not to the bank unlike some policies offered through financial institutions
- The benefit from these policies never goes down and is not tied to the value of your mortgage
- Transferrable: For example in the situation that the policy holder has a heart attack and wants to down size from a two story home to a condo the policy can be transferred to the new property. Where as if the policy was attached to the mortgage and they wanted to move after this event their policy would be void and the policy holder would not be able to insured again due to the heart condition.
- Protected from creditors: creditors do not have access to this benefit once given to the beneficiary
- Given to your beneficiaries in one tax free cash payment
- Its simple you always know what you are paying and what your beneficiary will receive
- Your premiums are fixed for the entire length of the term
- Can bundle with your auto and home insurance to save money
“We have been provided with excellent service from the staff at Alberta Best Insurance (formally Hargreaves Insurance) for many years. The staffs knowledge and expertise of insurance for our home and auto coverage is outstanding and we are very comfortable in knowing they are taking care of our insurance needs.
Keep up the good work!!”